See how the 2026 budget changes affect your weekly cash flow. Enter your property details to compare your position under the old rules versus the new rules starting July 2027.
⚠ Budget cut-off: 7:30pm AEST 12 May 2026. New builds and properties owned before this date retain full negative gearing.
Property Details
Property & Loan
$
$
$520,000
80%
%
yrs
-
Rental Income
$
wks/yr
Weeks per year without a tenant
Annual Expenses
% rent
$
$
$
$
$
$
Your Income (for tax calculation)
$
34.5%
Auto-calculated from your salary
Cash Flow Analysis
Updated as you type
Your Marginal Tax Rate34.5%
Annual Income & Expenses
Gross rental income$0
Less vacancy allowance($0)
Net rental income$0
Loan interest (deductible)($0)
Principal repayment($0)
Property management($0)
Council & water rates($0)
Insurance($0)
Maintenance($0)
Body corporate($0)
Other expenses($0)
Total expenses($0)
Net rental position$0
This property is positively geared. Rental income exceeds expenses. The negative gearing changes do not affect you. Both old and new rules produce the same result: the rental profit is added to your taxable income.
After-Tax Cash Flow Comparison
Old Rules
Tax benefit$0
Annual$0
Weekly$0
New Rules
Tax benefit$0
Annual$0
Weekly$0
Cost of New Rules (Annual Impact)
Extra cost per year
$0
Less in your pocket annually
Extra cost per week
$0
Less in your pocket weekly
For general information only. Not financial advice. Consult your accountant before making investment decisions. Tax rates shown are 2026-27 rates including 2% Medicare levy.
✕
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